Legal · notice

Avis legal

CaixaBank Asset Management SGIIC, S.A.U. (hereinafter CaixaBank AM) is the owner of this website.

Accessing the CaixaBank AM portal or any of its websites and information about any of the products and services contained therein entails acceptance of the general terms and conditions laid down in this disclaimer. Therefore, you should read its contents carefully before accessing or using the information and services offered in the CaixaBank AM portal or any of its websites.

Validity of the information

The information contained in these pages is current as of the date of the latest update.

The present terms and conditions are effective from the date of the latest update. CaixaBank AM reserves the right to modify them at any time. Changes to the terms and conditions become effective on the date they are posted and are applicable to all users of the portal or the websites from that date.

The content of any of the webpage, especially references to information or advertising, does not constitute a binding offer, unless otherwise explicitly indicated. CaixaBank AM reserves the right to modify or omit part or all of the current content whenever it deems fit, and to prevent or restrict access temporarily or permanently.

CaixaBank AM may include third-party content and hyperlinks to third-party webpages (e.g. social networks and other information) on any of its websites. CaixaBank AM takes no responsibility for any third-party pages or content, or their operation or availability.

Browsing and customisation

Simple browsing through the CaixaBank AM websites is free and does not require previous registration by the user.

In some of the portals or websites, the user will be offered the option of customising the pages by automatically identifying the language of their web browser and selecting the profile of the information they wish to consult based on the type of individual or institutional customer.

Security

The CaixaBank AM portal and websites use secure browsing technology based on SSL/TLS certificates.

Privacy and data protection policy

CaixaBank AM complies fully with prevailing personal data protection legislation and the confidentiality commitments inherent to its activity.

CaixaBank AM has adopted the technical measures necessary to maintain the required level of security in accordance with the nature of the personal data processed and the circumstances of the processing, with the aim of preventing or minimising any alteration, loss, unauthorised processing or access, depending on the state of technology.

When completion of a form is requested in which personal data is collected, the customer or user will be informed of this in accordance with prevailing data protection regulations. If the user's consent is required, we will obtain this consistently with the requirements of the aforementioned regulations.

Information on the processing of customer data by CaixaBank AM is available at (www.caixabankassetmanagement.com/es/privacidad).

In order to keep the information we process up-to-date and free of errors, we ask our customers and users to notify us promptly of any changes or corrections to their personal data.

Cookies policy

The webpages of CaixaBank AM use cookies, which are small data files stored on the user's or customer’s computer that allow our systems to remember characteristics or browsing preferences on our webpages. They can be used to personalise access in subsequent visits, increase browsing security, or gather statistical information on what users have browsed and to understand their preferences.

The CaixaBank AM cookies policy is subject to prevailing EU and Spanish legislation concerning the processing of personal data and the protection of privacy in the electronic communications sector. In accordance with this legislation, CaixaBank AM will inform users of the cookies it uses on each of its websites (www.caixabankassetmanagement.com/es/politica-cookies) and, where necessary, will request consent to use them.

Mobile portals and geolocation

Some CaixaBank AM webpages are adapted for use on mobile devices. Therefore, the presentation and contents of the mobile applications may not coincide with, or reflect precisely, those of the portal or websites.

Some of the webpages may have statistical functions with geolocation using geographic identification of IP addresses.

Intellectual and industrial property

The CaixaBank AM portal and webpages, the pages they contain, and the information and elements contained therein include text, documents, photographs, drawings, graphic items, databases and computer programs, as well as logos, brands, trademarks and other distinctive signs that are protected by intellectual or industrial copyright held or licensed by CaixaBank AM or CaixaBank Group companies.

CaixaBank AM makes no warranty as to the legality or lawfulness of the information of elements contained in CaixaBank AM webpages that are not owned by CaixaBank AM or companies of its Group.

Forbidden and permitted uses

The use, including the reproduction, distribution, transmission to third parties, public communication or conversion, of these elements, creations or distinctive signs in any medium without the prior express consent of the respective owners is forbidden. Failure to comply with this prohibition may constitute an infraction punishable under prevailing legislation.

Nevertheless, users may, at their own risk, download or copy such elements exclusively for their personal use provided that this does not infringe any intellectual or industrial property rights held by CaixaBank AM. In particular, users may not alter, modify or delete these elements, in whole or in part. In no circumstance does this imply any authorisation or licence to the property rights of CaixaBank AM or its Group companies.

Establishing links or hyperlinks from third-party portals or web sites to CaixaBank AM webpages other than the home page of its portal, or presenting the webpages of CaixaBank AM or the information therein under frames, distinctive signs, brand names or business or trade names of another person, company or entity is prohibited unless authorised expressly by CaixaBank AM.

Financial information

The CaixaBank AM portal and websites do not provide any investment recommendation, or any legal, tax or other kind of advice. The information provided is generic and in no circumstance takes into account specific or particular investment or financial objectives. Accordingly, the information contained therein must not form the basis of any investments or decisions.

The contents of the webpages do not constitute an offer to sell units/shares in Collective Investment Schemes in the United States of America. The units/shares of Collective Investment Schemes may not be offered, sold or subscribed in the United States of America without prior registration or exemption from registration in accordance with the US Securities Act of 1933.

Responsibilities

CaixaBank AM makes no warranty regarding continuous access or the correct viewing, download or utility of the elements and information contained on CaixaBank AM webpages, which may be prevented, hindered or interrupted by factors or circumstances beyond its control.

CaixaBank AM assumes no liability for the information and other content that are part of third-party spaces or webpages and are accessible from CaixaBank AM webpages through links or hyperlinks. It takes no responsibility for the information and other contents that are part of third-party spaces or webpages from which there is access through links or hyperlinks to the CaixaBank AM portal or to any of its webpages or for the information and other contents on any third-party webpage presented under the appearance and distinctive signs of CaixaBank AM without the explicit authorisation of the latter.

Neither CaixaBank AM nor its information suppliers as third parties accept any responsibility for the information, contents of any kind, products or services offered or provided through the CaixaBank AM webpages by third persons or entities, irrespective of whether these belong to the same economic Group. In particular, they accept no responsibility for any damage or prejudice, related to the foregoing, that may be caused by: (i) the absence of or deficiency in the information provided to users, or its reliability, accuracy or adequacy; ii) non-compliance or partial or untimely compliance with contracts or pre-contractual relationships; iii) non-compliance with the obligations inherent to service providers of the information society; iv) infringement of consumer and user rights; v) infringement of intellectual and industrial property rights; performance of acts of unfair competition or illegal advertising; vi) infringement of rights to data protection, professional secrecy, honour, personal and family privacy and personal images; vii) in general, non-compliance with any applicable laws, customs or codes of conduct; and viii) any decision taken based on information supplied through the CaixaBank AM portal.

Neither CaixaBank AM nor the suppliers of information as third parties accept any responsibility for damage, prejudice, losses, claims or expenses, caused by: (i) interference, interruptions, failures, omissions, telephone faults, delays, blocks or disconnections in the operation of the electronic system caused by defects, overloads or errors in the telecommunications lines or networks, or for any other reason beyond the control of CaixaBank AM; (ii) illegal interference through the use of malicious programs of any kind or through any communications medium, such as computer viruses or similar; iii) inappropriate or improper use of CaixaBank AM webpages; (iv) security or browsing errors caused by a browser malfunction or the use of outdated versions.

Applicable legislation

These general terms and conditions are governed by Spanish law.

CaixaBank Asset Management SGIIC, S.A.U. 2022 Madrid.