Legal warning

Legal notice

CaixaBank Asset Management, SGIIC, S.A.U. (hereinafter “CaixaBank AM”) is the owner of the website www.caixabankassetmanagement.com (hereinafter the “portal” or “website”), through which it offers information about its products and services. CaixaBank AM is therefore the controller for processing the personal information it gathers and receives from you when you use its website.

Any person accessing the website will be considered a “user” and expressly, automatically and voluntarily accepts the legal notice in force at the time they access it, as well as any special terms and conditions that may apply. Consequently we recommend you read its contents carefully if you wish to access and use the information and the products and/or services offered on the portal.

Under all circumstances CaixaBank AM reserves the right to change the structure and design of the website and to amend or remove services and/or products, contents or the terms of access and/or use of the website unilaterally at any time and without notice.

The contents of the portal, particularly informative and marketing information, do not constitute a binding offer unless expressly stated otherwise.

The portal is intended solely for people resident in Spain and therefore all its terms and conditions will be governed and interpreted according to the laws of Spain.

Privacy and data protection policy

At CaixaBank AM we fully comply with personal data protection legislation and the confidentiality commitments we assume as part of our business activities.

When we ask you to fill in a form in which personal data are gathered, we will tell you about the recipient of the information, the purpose for which we gather the data, the controller’s identity and address and how you can exercise your right to request access to and rectification or erasure of your personal data, restrict or object to our processing and ask for data portability. The personal data collected will be processed and/or transferred only for the stated purpose and always with your consent.

To ensure the information we have about you is always up-to-date and free of errors, please tell us as soon as possible about any changes in or rectifications of your personal data.

Security measures

At CaixaBank AM we fully comply with personal data protection legislation and the confidentiality commitments inherent in our operations.

When we ask you to fill in a form in which personal data are gathered, we will tell you about the recipient of the information, the purpose for which we gather the data, the controller’s identity and address and how you can exercise your right to request access to and rectification or erasure of your personal data, restrict or object to our processing and ask for data portability. The personal data collected will only be processed and/or transferred for the stated purpose and always with your consent.

To ensure the information we have about you is always up-to-date and free of errors, please tell us as soon as possible about any changes in or rectifications of your personal data.

Industrial and intellectual property

The texts, images, sounds, animations, videos and other contents of this website are the exclusive property of CaixaBank AM or, where applicable, of third parties that have granted CaixaBank AM a licence or authorisation for their use.

All logos, brands and industrial designs appearing on this website come within the scope of application of the industrial and intellectual property rights registered by CaixaBank AM or, where applicable, by the third party that has granted a licence. Consequently, any form of use, reproduction, distribution, public communication and transformation is prohibited without the express permission of CaixaBank AM.

These terms of use do not assign and may not be construed as assigning any intellectual or industrial property rights to the website or any of its parts. It is prohibited to disclose, use, transmit, distribute, reproduce, transform, publicly communicate, make available, extract, reuse, resend or otherwise make use of the contents of this website belonging to CaixaBank AM in part or in whole and in any medium without the prior and express consent of CaixaBank AM, unless otherwise stated or where such use is on a private basis and does not infringe the rights of CaixaBank AM under applicable legislation.

Disclaimer

CaixaBank AM does not warrant continuous access or correct display, downloading or use of features and information on the website, which may be affected, impeded or interrupted by factors or circumstances beyond its control.

Likewise we accept no liability for any information or other contents on third-party websites which can be accessed from the website through links or hyperlinks, or for any information or content on any third-party websites from which you access the website through links or hyperlinks, or for any information or content on any third-party websites that make use of the appearance or distinctive signs of CaixaBank AM, unless we give our express permission.

We and our information providers accept no liability whatsoever for the information, content of any kind, products and services offered or provided through the website by third parties or organisations, even when they belong to our Group, and in particular for damages of any kind connected with the above which may arise from: (i) lack of information, incorrect information, false information, unclear information or incomplete information provided to users; (ii) breach or defective or late performance of contracts or pre-contractual relations; (iii) breach of the obligations of information society service providers; (iv) infringing the rights of consumers and users; (v) infringing intellectual and industrial property rights; instances of unfair competition or illicit advertising; (vi) infringing data protection legislation, professional secrecy and rights to reputation, personal and family privacy and image; (vii) in general, breach of any applicable laws, customs or codes of conduct; and/or (viii) any decision made based on the information provided through the CaixaBank AM portal.

Likewise we also accept no liability whatsoever for damages, losses, claims or expenses arising from: (i) interference, interruptions, faults, omissions, telephone malfunction or trouble, delays, blockages or disconnections in the operation of the electronic system due to defects, overloads and faults in telecommunications lines and networks or any other cause beyond the control of CaixaBank AM; (ii) unlawful interference using malware of any kind and through any medium, such as computer or other viruses; (iii) improper or incorrect use of the website; and/or (iv) security or browsing errors caused by browser malfunction or the use of out-of-date browsers.

Cookies policy

The CaixaBank AM portal uses cookies, which are small data files downloaded to your computer that enable our systems to remember your browsing characteristics or preferences, personalise your access on subsequent visits, make browsing more secure, collect statistical information about your browsing and learn about your preferences.

CaixaBank AM’s cookies policy complies with current European Union and Spanish regulations concerning personal data processing and privacy protection in the electronic communications industry, and where necessary we will ask for your consent to use them. You will find more information about this website’s cookies and how to disable and/or delete them in “Information about the cookies we use” below.

Prohibited and permitted uses

In no event do the contents of the website constitute a recommendation for investment or advice of any kind. The contents of the portal are published in order to provide general information about CaixaBank AM and should not be used as a basis for making investment decisions.

Unless otherwise required by Spanish securities market regulations regarding public offerings of securities or subscription of participation units, under no circumstances will CaixaBank AM accept any liability for any losses, damage or harm caused as a result of investment decisions based on data or information contained on this portal.

The content of this website does not constitute an offer to sell participation units / shares of Collective Investment Institutions in the United States of America or in its territories or possessions. Therefore such participation units / shares may not be offered, sold or subscribed in the United States of America or by persons who hold the status of US person.

Likewise, any use of this content, including any type of reproduction, distribution, transfer to third parties, public communication or transformation on any media of the aforementioned works, creations and distinctive signs without the prior and express authorisation of their respective holders is prohibited. Failure to comply with this prohibition may constitute an offence under current legislation.

However, you may download or make copies of such items at your own risk and exclusively for your personal use as long as you do not infringe any of CaixaBank AM’s intellectual or industrial property rights. In particular, you may not alter, modify or delete them in whole or in part. In no case shall this mean an authorisation or licence over the property rights of CaixaBank AM or the companies belonging to its Group.

Unless expressly authorised by us, it is forbidden to create hyperlinks or links from third-party portals or websites to the CaixaBank AM website other than the homepage of its portal www.caixabankassetmanagement.com, or any page that may replace it in future. It is likewise prohibited to present the website or the information contained therein in frames, distinctive signs, trademarks or company names or trading names of another person, company or organisation.

Lawful use and good faith

You voluntarily and expressly acknowledge and accept that you use our website under your sole and exclusive responsibility at all times.

You agree to use the website, its services and contents without breaching the law, good faith, generally accepted uses and public order. Likewise, it is forbidden to use the website for purposes that are illicit or harmful to CaixaBank AM or any third party.

By using the website you undertake not to act in any way that might harm the image, interests or rights of CaixaBank AM or of third parties, or which in some way might hinder the normal use of the website.